Understanding Your Credit Score
Taught by Stephanie Genkin, CFP®
Stephanie Genkin is an independent fee-only CERTIFIED FINANCIAL PLANNER™. Previously, she was a senior television news producer at CNN covering business, economics and personal finance. Her career explaining complicated money issues began more than 10 years ago when she landed a gig at CNNfn and she's been hooked ever since. Stephanie earned a Certificate in Financial Planning from NYU and is an adjunct instructor at NYU's School of Professional Studies, Department of Finance & Law. She is an active member of the Financial Planning Association of New York and is frequently quoted in the media (Yahoo Finance, USA Today, Huffington Post, MSN Money, AARP and others) on personal finance issues.
Your credit score is a grade that shows lenders how well you've paid bills and managed debt. It determines whether you have access to the best interest rates when buying a home or a car, shopping for a new credit card, applying for a personal loan or trying to refinance your student loans with a private lender. It even has an impact on your insurance rates.
But most people have no idea what factors go into determining their credit score let alone how to improve it or fix mistakes on their credit report which could boost their score and save them money.
In this class, you will learn:
- the 5 factors that make up your credit score
- what hurts your score and what doesn't
- how to improve your number
- common credit mistakes and how to avoid them
Whether you are trying to maintain good credit, improve your score or repair it, this class will give you the insights you need into what really works.